Terms of Use

Legal

All information available on the Group Benefits Unlimited web site (www.gbu.ca/ www.groupbenefitsunlimited.com) is subject to the following terms and conditions:

Site Use

You agree by using this site that it is on a "as is" basis. You agree to use this site at your own risk and neither GBU nor any of its employees or agents and any other person dealing with the creation and maintenance of this web site or its contents shall be liable for any harm or damage created from use of this site. We will not be responsible for any detrimental reliance that you may place upon this web site or its contents. This site is not to be use to provide any financial, medical, healthcare or legal advice, also not to be used as a substitute for your own research or to provide third party advice in place of a qualified healthcare professional. All GBU products and services shall be subject to terms and conditions of any applicable agreement.

Security

You acknowledge that the Internet is an unsecured medium where privacy cannot be ensured, and that the information given to GBU cannot be secure once the request to send over the Internet is approved. GBU shall not be responsible or liable for damages or harm resulting from information transmission through the Internet or fax.

Privacy

The GBU web site may contain promotional items, on-line questionnaires and other such offerings. By accessing the above feature the user will be asked for information for future contact use.

Content

The information contained on the GBU web pages are subject to update and/or upgrade at any time without notice. Portions of the GBU web pages are prepared by a third party and are independent of Group Benefits Unlimited who have no control of content or accuracy of the said information contained on these pages and GBU takes no responsibility for damages suffered from that information. The GBU web site is available 24 hours a day, 365 days of the year however, due to unforeseen circumstances, periodic disruptions may occur. GBU takes no responsibility for damages incurred for our site being down from those unforeseen circumstances.

Links

GBU has installed hyperlinks to other independent web sites, which have been developed by an outside source. Group Benefits Unlimited gives no guarantee that the information on these hyperlinks is accurate. The inclusion of these hyperlinks on the GBU web site does in no way endorse or promote the entities, products, or services from these independent web sites.

User Authentication

Access to certain portions of the GBU web site requires access information to verify a participant?s right to access. When access is confirmed the user agrees that the use of electronic authentication is in place of the user's written signature. GBU reserves the right to restrict or cancel user access to our web site. GBU also reserves the right to change or alter the access procedure to our site at any time. It is the user's responsibility to keep access information confidential.

Group Benefits Unlimited takes no responsibility for loss or damages which may result in unauthorized use of access information on our web site.

Compliance

To contact the Group Benefits Unlimited Privacy/Compliance Officer:

phone: (866) 246 - 5550 ext. 203

Assistance

If you have any question about the information contained on the GBU web site please contact:

Trademarks & Logos

The trademarks and logos contained in the GBU web site are owned by GBU or its affiliated companies or by an outside third party. Written permission from GBU or those third parties must be obtained to use any GBU or relevant third party logos or content.

Disclaimer

Portions of the information on the Group Benefits Unlimited web site are protected by copyright and any infringement may result in legal action. Users of this site are entitled to copy the information contained in the GBU web site for their own non-commercial use, but may not copy or reproduce without written permission from Group Benefits Unlimited. With the written permission comes an acknowledgement of the source of the information.

Group Benefits Unlimited disclaims any and all liabilities which result in any unauthorized use of the information contained on our web site.

To obtain further information on the uses of the information contained in our web site for reproduction or copying please write to:

Group Benefits Unlimited
11 King St East
Suite # 205
Box 336
Colborne, Ontario
K0K 1S0